Personalized Financial Services
MoneyMallUSA is a one stop solution for all your real estate needs!
MoneyMallUSA Corporation is the right place for your 1031 Exchange, Institutional Quality, Turnkey, Financed, Fully Managed Fractionalized DST Investment and targeted income Real Estate Properties under IRS RL 2004-86, Real Estate Properties, Loans and Reverse Mortgages for homeowners age 62 and over.
It May Be Time for a Financial Checkup
How to Retire Early
You've made it this far. We can discuss any real estate needs. Call 408-836-3858 or email firstname.lastname@example.org. Whether its 1031 exchanges, DST Property investments, Standalone multi-family, NNN Commercial properties, buying/selling homes, Property financing, Reverse Mortgages, we're here for you.
Once we meet or talk on the phone or a zoom meeting, we can narrow down suitable properties, investment and/or financing options, based on your risk tolerance, goals, objectives and dreams.
A Real Estate Financial Professional is like a Coach and helps in gathering relevant data, identifying and prioritizing goals, finding solutions and helps in implementing the solutions. Most 1031 exchange replacement properties can be obtained in 5-7 business days or less. You kick back and relax. Please call us at (408) 836-3858 or send email to email@example.com. Let's do it!
Sid Jain, Mr. Real Estate
20+ years Real Estate experience. Combined Real Estate Experience with our Sponsors, their teams, Real Estate Brokers- over 5000 YEARS! Individual Real Estate Transactions - over $1 Billion. Combined transactional experience with Sponsors and their teams - over $500 Billion!
SECTION 1031 EXCHANGE, Real Estate Investment Properties:
Did You know?
So start with the right QI.
Here are our latest top 10 misconceptions we’ve found that the public has about 1031 Exchanges:
1. “Like-kind” means I must exchange the same type of property, such as an apartment building, for another apartment building. FALSE (read answer)
2. A 1031 Exchange means that the sale and the purchase have to happen at the same time. In other words, the seller has to find someone willing to swap properties. FALSE (read answer)
3. My attorney or CPA can handle the exchange for me as my Qualified Intermediary. FALSE (read answer)
4. To do a 1031 Exchange I just need to file a form with the IRS with my tax return and “roll over” the proceeds into a new investment. FALSE
5. I can only defer my capital gains tax via a 1031 Exchange. FALSE
6. All of the funds from the sale of the relinquished property must be reinvested. NOT NECESSARILY
7. You must replace the debt that you had on the relinquished property with at least the same amount of debt on the replacement property. FALSE
8. Opportunity Zone Funds are another alternative to defer my taxes. POSSIBLY
9. When I sell my personal residence I need to set it up as a 1031 Exchange. FALSE
10. If I sell property I can only exchange into one property. FALSE
1. “Like-kind” means I must exchange the same type of property, such as an apartment building, for another apartment building.
FALSEThe term “like-kind” refers to the nature or character of the property not its grade or quality. For this reason nearly all real property is like-kind to each other.Read more: What is qualified like-kind property?
2. A 1031 Exchange means that the sale and the purchase have to happen at the same time. In other words, the seller has to find someone willing to swap properties.
FALSEThe odds of that you will find someone who wants to swap properties are slim. For that reason the vast majority of exchanges are “delayed exchanges” which allows you to sell your property and then purchase any new investment property you desire providing the 1031 like kind rules are followed. Probably the most important rule is that taxpayers must hire a 1031 intermediary prior to transferring their old property.Read more: What is a tax-deferred exchange?
3. My attorney or CPA can handle the exchange for me as my Qualified Intermediary.
FALSEIf the seller’s attorney or accountant has provided any legal or accounting related services (or any service not exchange-related) in the two-year period before the exchange, they are disqualified and may not act as the Qualified Intermediary. Your use of them to facilitate an exchange will disqualify your transaction because they are considered your agent.Read more: The role of the qualified intermediary
4. To do a 1031 Exchange I just need to file a form with the IRS with my tax return and “roll over” the proceeds into a new investment.
FALSEA valid exchange requires much more than just reporting the transaction on Form 8824. One of the biggest missteps when structuring an exchange is allowing the taxpayer to have actual or constructive receipt of their sale proceeds. This triggers a taxable event. An independent third party (a Qualified Intermediary) must hold the sale proceeds during the course of the exchange. There are also specific 1031 Exchange regulations and deadlines that must be adhered to as well.Read more: How to plan ahead for a successful exchange1031 deadlines and identification requirementsThe exchange process
5. I can only defer my capital gains tax via a 1031 Exchange.
FALSEBesides capital gains taxes, you can also defer the depreciation recapture tax, the Net Investment Income tax and State taxes (if applicable). Therefore, if you do not exchange and elect to pay taxes, you may have an effective or blended capital gains rate as high as 35% to 40%Read more: Boot in 1031 ExchangesHow to avoid boot
6. All of the funds from the sale of the relinquished property must be reinvested.
NOT NECESSARILYA taxpayer or exchanger can buy down in value. Or a taxpayer can choose to withhold funds or receive other non-like-kind property in an exchange. But the amount that they buy down, or money they withhold, or any other non-like-kind property received, is considered “boot” which means the exchanger likely will have to pay some taxes.Read more: See different amounts you can defer with our Capital Gains Estimator
7. You must replace the debt that you had on the relinquished property with at least the same amount of debt on the replacement property.
FALSEThe exchanger can always bring their own cash (from outside of the 1031 Exchange) to the closing table for the replacement property to offset any reduction in debt. You need to replace the value of the debt paid off on the relinquished property.Read more: Replacing debt in a 1031 Exchange
8. Opportunity Zone Funds are another alternative to defer my taxes.
POSSIBLYBut remember that the tax deferral on your capital gains invested in these funds will expire at the end of 2026. Then it will be time to pay the IRS. With a 1031 Exchange you can defer paying taxes on those gains until your death as well as providing your heirs with a “stepped up basis” in the inherited property in addition to other tax benefits not available with investments in Opportunity Zone Funds.Read more:Opportunity Zones – a good investment?
9. When I sell my personal residence I need to set it up as a 1031 Exchange.
FALSETax-deferred exchanges cannot be used for real property held only for personal use. The good news is that Section 121 of the tax code that allows you to sell your home and avoid capital gain tax up to a certain amount. If you own an apartment building and are using one of the units as your personal residence, you may need to utilize Sections 1031 and 121 for maximum tax deferral/savings by applying the guidance provided by Revenue Procedure 2008-16.Read more: How to convert your principal residence to minimize taxes by combining IRC §1031 and §121
10. If I sell property I can only exchange into one property.
FALSEPer 1031 Exchange rules, you can sell one property and exchange into multiple replacement properties. In addition, you can sell multiple properties and exchange into one larger and more easily managed property.Read more: Identification requirements
1031 EXCHANGES are a Powerful Tool to Defer Capital Gains Tax.
Additional Reasons to Participate in a 1031 Exchange
While there are many benefits to 1031 DST investing, there are strict timing limitations. Specifically, if a 1031 exchange transaction is not properly constructed and executed in a timely manner, then an investor may lose all tax benefits of such transaction, including depreciation recapture. The relinquished property must be a qualifying property (i.e., like-kind replacement property). A Qualified Intermediary, as an independent third party, is needed to facilitate a 1031 exchange transaction and hold the funds on behalf of the investor.
We offer cash investment and 1031 exchange fractionalized DST and standalone Commercial and Investment Properties, if your investment amount is over $1 Million.
A DST stands for Delaware Statutory Trust and is an entity that is used to hold title to investment real estate. In some ways this is similar to how a limited liability company or an LLC can hold title to real estate however, unlike an LLC, a property structured DST property will qualify as like kind exchange property for a 1031 exchange according to the IRS revenue ruling 2004-86.
The typical minimum investment for a DST 1031 Property is $100,000 allowing an investor to diversify his or her exchange proceeds among multiple properties. DST 1031 properties also have various leverage ratios to potentially satisfy an investors exchange requirements of taking on equal or greater debt.
The typical loan to value of a DST 1031 property is 50%, however some DST properties are offered all cash/no debt in order to eliminate all financing risks. MoneyMallUSA Corporation is a real estate wealth advisory firm that specializes in DST 1031 properties. Call us today to receive a free list of our current DST 1031 properties if you are an Accredited Investor.
These properties include Commercial Class A-B Office Buildings, Shopping Centers, Multi-Family Apartments, Oil and Gas Properties, Industrial, Storage, Student and Senior Housing, Memory Care, Medical office and Essential Retail, Mixed-Use Developments. We have over 25-30 Sponsors who source these DST properties nationwide for our clients.
Most of these income/investment properties are targeted to be cash flow positive on day one of acquisition.
Program Structure: There are three basic steps in any 1031 exchange:
Please feel free to call us at 408-836-3858 or email us at firstname.lastname@example.org.
1031 EXCHANGE Guidelines to Remember
Standalone Real Estate properties can also be single family homes, 4-plex, apartments, single tenant NNN lease essential food service, medical, pharmacy, dollar stores, fast food QSR, etc.
TAX MINIMIZATION STRATEGIES: TAX LIABILITY ON $5 MILLION AND ABOVE CAN BE REDUCED BY DEPLOYING CONSERVATION STRATEGIES.
QUALIFIED OPPORTUNITY ZONES REAL ESTATE INVESTMENTS FOR CAPITAL GAINS TAX REDUCTION ON SALES OF HOMES (for capital gains amount above tax exemption amount for personal residences), STOCKS, BONDS, MUTUAL FUNDS, ETF's, ART, etc.
MORTGAGE LOANS AND REVERSE MORTGAGES: To apply for a mortgage loan or reverse mortgage over $1 Million, please call us @ (408) 836-3858 or send email to email@example.com.
Apply for a mortgage now:
Call or text 408-836-3858; email: firstname.lastname@example.org
0 point, 0 cost, 0 fee first mortgage loans are available.
I list homes for sale at competitive market pricing for quick sale.
I can help you purchase your home and get a purchase loan through me.
Reverse mortgages for age 62 and over. Get rid of your monthly mortgage payment of principle and interest as well as get an income for life! Your beneficiaries get the remaining equity after you (and spouse) pass away.
Investment properties nationwide at $1,000,000 equity and above.
Call Sid Jain at 408-836-3858, email@example.com.
What customers can expect from us:
1) Fiduciary responsibility- acting in the best interest of every customer, every time.
2) Long term relationship - taking care of the customer and their referrals, every time.
3) Personalized service, I'm only a phone call away. You deal directly with me on my cell phone and not some random and changing customer service person on a toll free number!
Our code of ethics:
To schedule an appointment with a Real Estate Expert face to face, please send email to firstname.lastname@example.org or call 408-836-3858.
Qualified Opportunity Zones - A great way to defer & eliminate Capital Gains Taxes
Opportunity Zones Connect Private Capital with Economic Growth Opportunity zones were created as part of the Tax Cuts and Job Acts of 2017. Defer, eliminate capital gains taxes from initial sale of stocks, bonds, real estate, businesses....
It's the Economy, Stupid!
I have been doing a lot of thinking over the last several weeks, watching our economy’s woes, the political discourse, Covid-19 wrecking ball, the Fed and rest of the World....
Alternative Investments in Asset Allocation Strategies
Traditional Asset Allocation strategies subscribe to the Stocks, bonds, Cash model. In the era of negative interest rates, falling stock market prices, other Alternative asset...
Our Mailing Address is: MONEYMALLUSA Corporation P.O. BOX 320783 LOS GATOS CA 95032-0113
For service, please call us @ (408) 836-3858. Be sure to leave a message. Most Calls returned within one business days.
Our Office Hours are Monday-Friday, 9:00 AM-5:00 PM, Pacific Time. We are closed on all major holidays. Appointments are available in the Silicon Valley, CA areas currently. All other areas, effort will be made to provide referrals to local professionals in customer(s) area.
We can service any area via internet and Zoom type of personal interaction. All paperwork can be done remotely and securely.
Recommended Financial Reading or Listening to Audio Books/CD :
a) "The Courage to be Rich"- By Suzy Orman. b) "The Greenspan Effect"- By Sicilia and Cruikshank. c) "The Roaring 2000`s"- By Harry S. Dent, Jr. d) "Rich Dad, Poor Dad"- By Robert Kiyasaki & Sharon Lechter, CPA e) "The Wealthy Barber"- By David Chilton
If you would like to buy the above recommended books or tapes, we recommend AMAZON.COM`s world class Award winning web-store, which is also accessible from the useful links section. All referral or marketing fees, if paid by AMAZON.com, will be donated to American Red Cross.
For HOME MORTGAGE, REFINANCE,CONSTRUCTION LOANS, COMMERCIAL LOANS, over $1 Million, please call us at 408-836-3858 and ask for Mr. Sid Jain. Lending Services offered through multiple Banks and Lenders.
The latest topics in our library to Inform and Inspire.
Password Protection Strategies
Five Most Overlooked Tax Deductions
Women and Financial Strategies
1031 Exchange Intermediary
CEO, Exchange Intermediary